Advantage PPO Saver Plan

  • Advantage Saver is a deductible plan designed to work with a Health Savings Account (HSA).

    Important Information About Your Plan's Deductible

    The deductible does not apply for annual physicals and the routine tests your doctor orders as part of your checkup. If your doctor orders any additional tests and procedures that fall outside of those included with the annual physical, they may be subject to the deductible because they are not routine.

    There is no individual deductible on a family plan. If you have two or more family members enrolled in the plan and only one member receives services that are subject to the deductible in a plan year, that member alone must meet the full family deductible before services subject to the deductible are covered. The same calculation applies to the out-of-pocket maximum.

    • Although it’s not required, we always recommend that you choose a PCP—a primary care provider—who will take care of the majority of your health care needs. If you need to see a specialist for a health problem, your PCP can recommend one for you. No referrals are needed.
    • You will always save money by going to doctors and hospitals that are in the Tufts Health Plan provider network. Click here to choose a doctor within our network.
    • Any emergency medical care you may need is covered at the in-network level of benefits.

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